About RiskVestor Pro

FAQ

Frequently Asked Questions


RiskVestor Pro

Minimize Risk | Maximize Profits


What do the different ratings mean in RiskVestor Pro?

The ratings provided by RiskVestor Pro are dynamic and update in real-time based on the latest information. A loan's rating can change due to factors such as remaining funding amount, days left to fund, and participant activity. This dynamic assessment ensures that you always have an accurate view of the current risk level.

1. Excellent (Highly Recommended):

This rating signifies the lowest risk and highest confidence in the loan. Loans with this rating have strong financial backing, high investor activity, and minimal funding remaining. They are typically fully funded quickly and show excellent metrics across all risk factors.

2. Very Good (Recommended):

Loans with this rating are considered very reliable and have a low risk profile. They are well-funded and show strong investor confidence, but may have slightly higher remaining amounts or fewer days left compared to Excellent-rated loans. These loans are still highly recommended for participation.

3. Good (Considered Safe):

These loans have a moderate risk profile with generally favorable metrics. They might have more days left to fund or a higher remaining amount compared to higher-rated loans. They are still safe to participate in, with a good balance of risk and return.

4. Fair (Moderate Risk):

This rating indicates a moderate level of risk. Loans with this rating may have a significant remaining amount or fewer days left to fund, suggesting potential challenges in securing full funding. Participants should exercise caution and review the loan details carefully.

5. Average (Caution Advised):

Loans with this rating have a higher risk profile. They might have substantial remaining amounts or be close to the funding deadline with lower investor activity. These loans require careful consideration, and participants should be aware of the potential risks involved.

6. Below Average (High Risk):

These loans are considered high risk due to poor metrics across several factors, such as high remaining amounts, low investor activity, or very few days left to fund. Participation in these loans should be approached with caution, understanding the significant risks.

7. Not Recommended (Very High Risk):

This rating is given to loans with the highest risk profile. They may have critical challenges in securing funding, very high remaining amounts, or be near the end of their funding period without adequate investor support. These loans are generally not recommended for participation due to the significant risks involved.

These ratings help participants make informed decisions by providing a clear and concise assessment of each loan's current risk profile.
Why did a loan that was highly rated when I participated now show a lower rating?

The ratings provided by RiskVestor Pro are dynamic and update in real-time based on the latest information. A loan's rating can change due to factors such as remaining funding amount, days left to fund, and participant activity. This dynamic assessment ensures that you always have an accurate view of the current risk level.

A rating that has declined indicates a change in the risk profile, not necessarily that the loan itself has become unfavorable. It reflects the latest assessment, allowing you to make informed decisions. If you feel uncomfortable with the new rating, Groundfloor allows you to withdraw your participation as long as the loan hasn't fully funded and disappeared from their page. Keep in mind that withdrawing means forfeiting any accrued interest since you start earning interest the day you participate.

This flexibility is one of the key benefits of RiskVestor Pro, helping you stay informed and in control of your decisions.
What is RiskVestor Pro?

RiskVestor Pro is a sophisticated platform designed to analyze real estate loan opportunities available through the Groundfloor platform. By leveraging real-time data and proprietary metrics, RiskVestor Pro provides investors with comprehensive risk assessments and investment opportunity scores. This tool helps users make informed decisions quickly, minimizing risk and maximizing profits.
How can I view detailed investment opportunities on Groundfloor through RiskVestor

To access detailed investment opportunities on Groundfloor, you need to be logged into your Groundfloor account. Follow these steps:

1. Log in to your Groundfloor account.

2. Visit the investments page directly by clicking here.

What is a RiskVestor?

A RiskVestor is an individual who uses the RiskVestor Pro platform to evaluate and invest in real estate loans. These investors rely on the detailed analysis provided by RiskVestor Pro to guide their investment strategies, ensuring they are making data-driven decisions to optimize their returns while managing risk effectively.
What do you mean by RiskVesting?

RiskVesting is the process of using RiskVestor Pro to systematically evaluate and invest in real estate loans. It involves analyzing various metrics such as interest rates, loan terms, property valuations, and investor momentum to assess the risk and potential return of each investment opportunity. By following the RiskVesting process, investors can make smarter, more profitable decisions.
Do you have a phone number I can call?

No—but please don't misunderstand this as any lack of interest! We'd love to answer your questions. We know the decision to omit phone support is unusual, but after experimenting with different approaches, we've found that starting with email enables us to provide the fastest response. We focus on providing fast and high-quality responses by email, so you're always talking to a human that can help first-hand. If you cannot find the answer to your question in the list of frequently asked questions, please scroll down to the bottom of this page for further assistance.
Why is my subscription payment failing?

If you are experiencing issues with your subscription payment, it may be helpful to cancel your current subscription and then re-subscribe. This will ensure that your old subscription is properly cancelled and that the new subscription is properly established. Please note that we only store one email address, so any subscription associated with that email address will be noted as cancelled by PayPal or our secondary payment process if it is not properly cancelled before re-subscribing. If you have any further questions or concerns, please do not hesitate to reach out to us for assistance.
How does RiskVestor Pro work?

RiskVestor Pro is designed to provide comprehensive and real-time analysis of real estate loan opportunities available through the Groundfloor platform. Here's an overview of how it works: 1. **Data Input:** Users copy and paste data from Groundfloor into the RiskVestor Pro system. 2. **Analysis Process:** The system processes the data and calculates various metrics such as interest rates, remaining term, valuation, and investor engagement. 3. **Investor Confidence Index (ICI):** This index combines factors like funding velocity, urgency, and investor momentum to give a comprehensive risk assessment. 4. **Rate and Loan Type Scores:** These scores evaluate the interest rate and loan type, considering different risk profiles associated with various loan purposes. 5. **Term and Valuation Scores:** These scores assess the remaining term and property valuation, crucial for understanding the risk and return potential. 6. **Composite Rating:** All individual scores are combined to provide an overall risk and viability rating, helping investors make informed decisions quickly and efficiently. RiskVestor Pro offers a detailed analysis that includes dynamic investment opportunity scores and comprehensive risk assessments to guide your investment strategy effectively.
Can I export the analysis results?

Yes, RiskVestor Pro allows you to export your analysis results to a CSV file. This feature enables you to keep a record of your analyses and perform further offline analysis if needed.
Can I use RiskVestor Pro on my iPhone or Android?

RiskVestor Pro is currently only available for desktop use.
Visit this section periodically. We will add more questions/answers as they are received.

If your question was not answered to your satisfaction by any of the FAQs above, CLICK HERE.




riskvestor.com


© RiskVestor Pro | The Manticore Group 2025. All rights reserved.